SBI YONO app: Who is eligible for instant loan of up to Rs 35 lakh via SBI YONO app

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The country’s largest lender, (), has announced the launch of Real Time Xpress Credit (RTXC) on its YONO platform with the goal of digitally empowering customers.

As per the tweet from SBI official twitter account, “Say yes to your dreams! Introducing Real Time Xpress Credit (RTXC) for our eligible salaried customers. Easy and instant loan up to 35 lakhs on Yono app.”

Who are eligible for Real Time Xpress Credit (RTXC)

Customers can now get RTXC from the convenience of their own homes using YONO, a paperless and digital platform.

Central/State Government and Defense salaried customers of SBI will no longer be necessary to visit a branch to obtain a personal loan under Real Time Xpress Credit. Credit checks, eligibility, sanction, and documentation will now be completed digitally and in real time.

According to the SBI press release, “Under Real Time Xpress Credit, Central or State Government and Defence salaried customers of SBI will no longer be required to visit the branch for availing a personal loan. The credit checks, eligibility, sanction and documentation will now be done digitally in real-time”

Customers who are eligible will now be able to get personal loans up to Rs 35 lakhs via YONO SBI without having to fill out any paperwork. The entire application to disbursement process is simple and quick.

The main features are according to the SBI official tweet.

  • Lowest interest rate
  • Instant loan disbursement in few clicks
  • Loans up to Rs 35 lakhs
  • Documents submission through Digital Document Execution

How to avail pre-approved loan in YONO

How to avail Pre-Approved Personal Loans (PAPL) on YONO:

Step 1: Login to YONO using your credentials

Step 2: Click on ‘Avail Now’

Step 3: Select loan amount and tenure

Step 4: Enter OTP received on the registered mobile number -> Amount Credited

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