How to apply for SBI credit card online

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The SBI Card offers a variety of credit cards tailored to the financial demands of customers.

Your credit card eligibility is determined by a number of factors that can be evaluated once you apply for an SBI Credit Card.

Here are some basic requirements that all applicants must meet according to the SBI Card website:

  • Salaried individual – 21 years or above
  • Retired pensioner within the age group of 40-70 years
  • Occupation – Salaried or Self-Employed
  • Other Criteria – Regular source of Income, Good credit score, etc.
  • Self-Employed individuals above the age group of 25 years

Documents required

The following documents are required to apply for a SBI Credit Card:

  • PAN Card
  • Copy of Aadhaar Card (with first 8 digits masked) or any valid government address proof
  • Other documents like your income documents; Salary Slip and Income tax return etc. may be required depending upon the credit card eligibility & policy.

What is the process of applying for an SBI Credit Card?

Step 1: Visit the website https://www.sbicard.com/

Step 2: Select the card from the options

Step 3: Click on Apply Now and fill in E-Apply for Online Application form.

Step 4:Enter your personal details and verify your phone number

Step 5: Click ‘Submit,’ you will get an instant decision on your application based on the information you have provided.

If your application is approved, the SBI Card team will contact you for verification. The card is issued to you after the necessary verification is completed.

How to track the status of a Credit Card application?

The Track Application widget on the Home page or the Eapply page, i.e. Online Application page (at the bottom of the page) can be used to check the status of your SBI Credit Card application:

Enter the application number/reference number that you were given when you applied for a card.

To check the status of your SBI Card application, click the ‘Track’ tab.

Why your credit card application could be rejected

According to SBI Card rejection of a credit card application can occur for a variety of reasons, including:

Non-availability of necessary data/documents: If you fail to submit necessary document

Credit Score Issues: If your credit score is less, there are less chances that your credit card will be approved. Higher the credit score the better are the chances.

Low-income: If your income is lower than bank expectations, there are chances that your credit card could be rejected due to your low income

Eligibility based on age: If you are below the age of 21 then it is highly unlikely that your credit card will be approved.



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